Smart Savings Account
The Smart Savings Account is a short-term time deposit that provides a guaranteed income. It is ideal for clients seeking predictable and regular returns over a fixed period, without the need for long-term commitment. This product balances flexibility and profitability, ensuring your funds grow securely in a short duration.
Earn a guaranteed income from your savings without complex terms.
Perfect for those seeking steady returns while maintaining liquidity and flexibility.
Account Details:
Initial Deposit Requirement
₱10,000.00
Interest Rate (per annum)
*subject to change without prior notice
1.25% to 6.00%
*depending on the amount and the term
Term of Deposit
30 days to 1 year
Interest Payment
Monthly or on maturity date of placement
Transaction Record
Certificate of time deposit
Account Access
Over-the-Counter
Final Withholding Tax
20%
Liquidity
Deposit may be used as a collateral to a Back-To-Back Loan
Deposits are insured by PDIC up to P1,000,000.00 per depositor