Loan Against Deposit Holdout
Access additional funds without touching your savings. This facility allows depositors to use their existing deposits as collateral for the loan which they can use for personal and business needs.
Loan Details:
Loanable Amount
Minimum: ₱20,000.00
Maximum:
Smart Savings – 80% of the deposit amount
StarFlex – 70% ofthe deposit amount
Term of Loan
Maximum: 2 years but should not exceed the maturity of the deposit placement
Mode Of Payment
Monthly, quarterly, semi-annual, annual, or lumpsum payment upon maturity of the loan.
Collateral
Certificate of Time Deposit