Negosyo Loan
Fuel your business with our Negosyo Loan. Designed for Micro, Small, and Medium Enterprises (MSME), this secured loan provides funding for working capital and business expansion — helping you build a stronger, more sustainable business.
Negosyo Collateralized
A secured term loan that aims to provide Micro, Small and Medium-sized Enterprises (MSME) with necessary funding for working capital requirements and business expansion.
Loanable Amount
Minimum: ₱50,000.00
Maximum: ₱200,000,000.00
Term of Loan
Minimum: 6 months
Maximum: 60 months
Mode of Payment
Monthly, quarterly, or semi-annual principal and interest installments
Collateral
Real Estate Mortgage
Negosyo Acquisition
A secured term loan that aims to provide existing businesses with necessary funding for the acquisition of real property to be used for the business.
Loanable Amount
Minimum: ₱50,000.00
Maximum: ₱50,000,000.00
Term of Loan
Minimum: 6 months
Maximum: 60 months
Mode of Payment
Monthly, quarterly, or semi-annual principal and interest installments
Collateral
Real Estate Mortgage
Negosyo Commercial
A secured credit line that aims to provide Medium to Large scale enterprises with accessible fund intended to continuously support its working capital requirements.
Loanable Amount
Minimum: ₱10,000,000.00
Maximum: ₱200,000,000.00
Term of Loan
Term of Credit Line: 1 year from date of approval
Availability: via 30 days up to 360 days PN
Mode of Payment
Lumpsum or installments
Collateral
Real Estate Mortgage
Negosyo 500
A non-collateralized term loan that aims to provide Micro and Small businesses the necessary funding to sustain their operations.
Loanable Amount
Minimum: ₱50,000.00
Maximum: ₱500,000.00
Term of Loan
Minimum: 6 months
Maximum: 24 months
Mode of Payment
Monthly principal and interest amortization
Collateral
None