The Starflex Deposit Account is a 5-year time deposit that offers competitive interest earnings and flexible terms. It provides higher returns than regular savings accounts, making it an excellent choice for clients who aim to secure and grow their funds over the long term.
Designed for long-term savers who want stable growth with flexible deposit options
Initial Deposit Requirement
₱50,000.00
Interest Rate (per annum)
*subject to change without prior notice
6.0% to 6.50%
*depending on the amount and the term
Term of Deposit
5 years and 1 day
Interest Payment
Monthly
Transaction Record
Certificate of time deposit
Account Access
Over-the-Counter
Final Withholding Tax
All accounts are subject to 20% tax
Liquidity
Deposit may be used as a collateral to a Back-to-Back Loan
Ideal for those who want immediate earnings and steady growth throughout the term.
Initial Deposit Requirement
₱50,000.00
Interest Rate (per annum)
*subject to change without prior notice
6.0% to 6.50%
*depending on the amount and the term
Term of Deposit
5 years & 1 Day
Interest Payment
First 12 months – Lumpsum Interest 13th to 60th month – Monthly Interest Payout
Transaction Record
Certificate of time deposit
Account Access
Over-the-Counter
Final Withholding Tax
All accounts are subject to 20% tax
Liquidity
Deposit may be used as a collateral to a Back-to-Back Loan
Earn consistent returns at the prevailing rate from the second year until maturity.
Initial Deposit Requirement
₱50,000.00
Interest Rate (per annum)
*subject to change without prior notice
6.0% to 6.50%
*depending on the amount and the term
Terms of Deposit
5 years and 1 day
Interest Payment
First 12 months: +1.00%
13th to 60th month: IRA rate
Transaction Record
Certificate of time deposit
Account Access
Over-the-Counter
Final Withholding Tax
All accounts are subject to 20% tax
Deposits are insured by PDIC up to P1,000,000.00 per depositor