Hold-out Loan
Access additional funds without touching your savings. This facility allows depositors to use their existing deposits as collateral for the loan which they can use for personal and business needs.
Loan Details
Loanable Amount
Minimum ₱20K
Smart Savings
Maximum 80% of the deposit amount
StarFlex
Maximum 70% of the deposit amount
Term of Loan
Maximum 2 years but should not exceed the maturity of the deposit placement
Mode of Payment
Monthly, quarterly, semi-annual, annual, or lumpsum payment upon maturity of the loan.
Collateral
Certificate of Time Deposit
Loan Calculator
₱
Minimum: ₱20,000
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Disclaimer: Actual monthly amortization may vary based on the prevailing interest rates and the credit evaluation of the Bank.